How to Keep Your Sanity While Overhauling Your Finances
Dealing with financial problems can be hugely stressful. Money stress can rob you of sleep and fill your waking hours with worry. So as you rework your finances, you’ll need to take steps to reduce your stress, too. First, though, remember that no matter what your financial situation is, you are taking action in order to improve things for yourself. Be proud! Even if you are dealing with money problems that are a result of bad decisions, look on your mistakes as learning experiences and move on. You can’t change the past, so don’t stress over it.
Okay then! What steps can you take if you are still feeling some stress?
First of all, stay active! Exercise is a great stress reliever. You don’t need to run out and join a gym, either (after all, that costs money!). Walking is great exercise, and is a great way to keep stress at bay. You can also browse YouTube for free workout videos.
Seek help if you need it. Sometimes people need to ask for help with their financial woes. Many communities have free or low-cost financial counseling organizations that can help you plan your finances. Also, there are free online resources, such as The National Foundation for Credit Counseling and USA.gov offer lots of great financial information. (Note: there are lots of websites out there claiming to offer financial help that are really just scam sites. Please do some research before giving any website your personal information.)
Have some free fun! There are plenty of things you can do to relax that cost little or nothing. An afternoon at the park with friends will help take your mind off your troubles, and if you like to read or need free access to the internet, check out your local library.
Remember, you’ve just started on a journey to improve your financial health. You may hit some bumps along the way, but if you keep on track you are building a better (and less stressful) life for yourself. Take a deep breath and get started!